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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (4600 reviews)

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4.88

Based on 4,600 reviews, last reviewed 12th May 2026

253500% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Easy and efficient It was very easy to arrange the loan and apply. The results were instant and the money was in my account within minutes. Reviewed on: 12th May 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4600)

Stress free application

Easy to Apply and so so stress free. You know what you are getting Reviewed on: 11th April 2026

I am impressed by the service and organisation of 11...

I am impressed by the service and organisation of 118 money Reviewed on: 11th April 2026

Very quick process funds were deposited within hours

Very quick process funds were deposited within hours Reviewed on: 11th April 2026

118 heroes

I have good experience . Very fair and understandable. 118 help when times are tough. Like when I lost my job and had to miss a payment. It was no problem. Reviewed on: 11th April 2026

Helpful very goodand also bill your credit rating

Helpful very goodand also bill your credit rating Reviewed on: 11th April 2026

Good interest rates.

Good interest rates. Good service. Good apps. Overall great so far. Reviewed on: 11th April 2026

So easy to use and the money comes quick

So easy to use and the money comes quick Reviewed on: 11th April 2026

Fast , quick & efficient.

Fast , quick & efficient. Really easy to apply & information was clear about repayment etc Reviewed on: 11th April 2026

Great alerts, amazing communication.

Great alerts, amazing communication. Best credit I have had Reviewed on: 11th April 2026

Gave me a loan in my time of need.

Never given me a problem. Boosted my credit rating. Reviewed on: 11th April 2026

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