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118 118 Money: Personal loan reviews

4.89
Based on 1,815 reviews, last reviewed 21st Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026
Jon's avatar
Jon

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1815)

Nice easy to use and fast got money quickly and very...

4
Nice easy to use and fast got money quickly and very friendly support Reviewed on: 15th April 2025

Great people to deal with.

5
Great people to deal with. I recently had to make ammendments to an existing loan and they were really easyto deal with. My loan was almost finished being paid and i needed a new loan. They helped by giving me a new loan consolidating the old. Reviewed on: 15th April 2025

Excellent

5
Very easy, very good, Very simple to hire Reviewed on: 15th April 2025

Thank you

5
I didn’t think I would get a credit card yet received a card and within 3 months a personal loan Reviewed on: 15th April 2025

Very quickly and good team, I received my loan in ma...

5
Very quickly and good team, I received my loan in maximum 24 hours Reviewed on: 15th April 2025

was easy process from strat to finish and funds were...

5
was easy process from strat to finish and funds were quickly sent to my account Reviewed on: 15th April 2025

So far I have had a brilliant experience with 1818mo...

5
So far I have had a brilliant experience with 1818money very quick and smooth service from start to finish Reviewed on: 15th April 2025

Excellent

5
118 118 money is straight forward & no delays. Prompt payment into your bank account Reviewed on: 15th April 2025

Excellent service, and very quick turn around.

5
Excellent service, and very quick turn around. Along with the app, to track your account it’s so easy to use Reviewed on: 15th April 2025

Helped me get out of credit card debt, quickly and a

5
Helped me get out of credit card debt, quickly and at a good rate. Reviewed on: 15th April 2025

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