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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Life saver

Good start had been preparing for a wedding and ran short of money and was very worried and then try 118118 and got approved Reviewed on: 11th April 2026

Very convenient.

Very convenient. Instant access to funds Reviewed on: 11th April 2026

They response was first and it didnt take time for t...

They response was first and it didnt take time for the funds to be transferred into my acc Reviewed on: 11th April 2026

Perfect card

Perfect easy and useful and I will recommend Reviewed on: 11th April 2026

Quick and easy, helpful staff.

Quick and easy, helpful staff. When you need them the app is clear and easy to use. Reviewed on: 11th April 2026

Easy to get loans it is helpful when you’re need in...

Easy to get loans it is helpful when you’re need in money Reviewed on: 11th April 2026

So helpful

It's was very straightforward and always helpful with my questions. Would recommend with 118 118 money everytime Reviewed on: 11th April 2026

App isnt very easy to navigate and is kind of...

App isnt very easy to navigate and is kind of bare Reviewed on: 11th April 2026

I have a very wonderful experience

I have a very wonderful experience Reviewed on: 11th April 2026

This 118 provider very excellent in everything like...

This 118 provider very excellent in everything like value for money process very easy butt only thing is interest rate is too high. Reviewed on: 11th April 2026

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