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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.87 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1815)

5 StarsI had a great experience with this loan. proc...

5 Stars I had a great experience with this loan process. It was quick, straightforward, and easy to get approved. The team was professional and helpful every step of the way. Definitely recommend for anyone needing a small loan without hassle Reviewed on: 15th April 2025

Really good reliable lender.

Really good reliable lender. Would recommend to friends and family. Great customer service and rates of interest Reviewed on: 15th April 2025

A quick loan without any fuss

I needed a loan quickly and 118 118 Money came up trumps. Very quick and easy application process and the money was in my account. Repayment process and direct debit was also easily and quickly arranged. Reviewed on: 15th April 2025

Quickly.

Quickly. Conveniently. Percent small.Thank you. Urgently If you need money, then they will help you here! Reviewed on: 15th April 2025

It was just easy to apply,no stress.

It was just easy to apply,no stress. Reviewed on: 15th April 2025

The entire process was incredibly quick and easy, wi...

The entire process was incredibly quick and easy, with clear and straightforward instructions provided every step of the way. Payment was confirmed without any issues, giving me complete peace of mind. Overall, the service was absolutely fantastic, and I will be highly recommending it to everyone I know Reviewed on: 15th April 2025

Amazing service

Amazing service fantastic customer service would definitely recommend Reviewed on: 15th April 2025

Quick application process

It was very easy to apply for the loan online, the funds were instant into my account with no problems. Reviewed on: 15th April 2025

Fantastic service highly recommend

Fantastic service highly recommend Reviewed on: 15th April 2025

Service with smile

Fast and efficient service easy to use and no issues at all Reviewed on: 15th April 2025

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