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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Excellent service and the mobile application is exce...

Excellent service and the mobile application is excellent and easy to use Reviewed on: 11th April 2026

Quick and easy.

Quick and easy. Good service overall. Reviewed on: 11th April 2026

Fantastic company, nice people and always helpfull.

Fantastic company, nice people and always helpfull. Reviewed on: 11th April 2026

I think the interest rate is very high,

I think the interest rate is very high, Reviewed on: 11th April 2026

Great no issues at all, never had any problems

Great no issues at all, never had any problems Reviewed on: 11th April 2026

It was very quick and easy to get the money...

It was very quick and easy to get the money Reviewed on: 11th April 2026

The interest rates are very high

The interest rates are very high Reviewed on: 11th April 2026

Easy Online application

No problems with application process, quick decision response Reviewed on: 11th April 2026

Easy from start to finish.

Easy from start to finish. Everything was clear with regards to a loan. Had no issues Reviewed on: 11th April 2026

Execellent service from 118 118 would highly recomme...

Execellent service from 118 118 would highly recommend them to any1 out there lookimg for a personal loan... very quick and efficent servive... well done keep it up!!! Reviewed on: 11th April 2026

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