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118 118 Money: Personal loan reviews

4.89
Based on 1,815 reviews, last reviewed 21st Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026
Jon's avatar
Jon

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (1815)

Applied and accepted

5
Applied for a card on the off chance and was accepted with a small and easily manageable credit limit Reviewed on: 15th April 2025

Very good experience

5
Very good experience good customer service support Reviewed on: 15th April 2025

New beginning with loan service

4
Good , excellent service and looking forward for great service Reviewed on: 15th April 2025

Really good service and very helpful

5
Really good service and very helpful Reviewed on: 15th April 2025

easy to use app good rates no nonsense good exsprei...

5
easy to use app good rates no nonsense good exspreince Reviewed on: 15th April 2025

First class

5
118 Money have been exceptional from the outset. Swift response and great communication. Highly recommended Reviewed on: 15th April 2025

Quick and easy.

5
Quick and easy. Fast approval. The money went straight into my account with no problems Reviewed on: 15th April 2025

I am trying to improve my credit rating and 118 are...

5
I am trying to improve my credit rating and 118 are the first reputable company that have been able to help me Reviewed on: 15th April 2025

Very friendly people at 118

5
I have never had a problem with 118 when I want a loan I have never been turned down I have had two loans now and when I need another one I will contact 118. Reviewed on: 15th April 2025

Easy, fast & Friendly no hassle service

5
Easy, fast & Friendly no hassle service Reviewed on: 15th April 2025

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