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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1815)

Very easy to apply

Had a txt offering me a loan applied and got it within minutes no need to speak to anyone everything explained Reviewed on: 15th April 2025

Great customer service and easy to follow instructions

Great customer service and easy to follow instructions Reviewed on: 15th April 2025

Went thru really easily.

Went thru really easily. Had the money quickly. No issues with setting up repayment dates for when I needed it. Reviewed on: 15th April 2025

Quick and simple to apply, no issues what so ever.

Quick and simple to apply, no issues what so ever. Would definitely recommend. Reviewed on: 15th April 2025

Amazing.

Easy to apply and very fast i get the money in my account Reviewed on: 15th April 2025

They help me in a hard situation.

They help me in a hard situation. Good values Reviewed on: 15th April 2025

118118 has been great company

118118 has been great company offering support and help in financial needs. Reviewed on: 15th April 2025

Really helped with needing some extra funds for an e...

Really helped with needing some extra funds for an event I was going to Reviewed on: 15th April 2025

I have had loan peviously some 3 years ago i have a...

I have had loan peviously some 3 years ago i have a credit card i applied foe a new loan and within 30 mins was in my bank no fuss. Brilliant Reviewed on: 15th April 2025

Application was very easy and funds transferred very...

Application was very easy and funds transferred very quickly Reviewed on: 15th April 2025

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