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118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4599)

Quick answer fast payment in to bank account easy to...

5
Quick answer fast payment in to bank account easy to apply Reviewed on: 11th April 2026

Great Service!

5
Really helpful and always available to discuss anything if needed. Reviewed on: 11th April 2026

Gave me a chance when no other company would and now...

5
Gave me a chance when no other company would and now my credit score is on the rise. This has honestly changed my life for the better. Reviewed on: 11th April 2026

Quick and simple application process, money received...

4
Quick and simple application process, money received promptly. Interest rate could be lower, and would be better if interest wasn’t front loaded so overpayments and early payments were more impactful and useful. Reviewed on: 11th April 2026

Quick and easy process.

5
Quick and easy process. Very easy to use the app Reviewed on: 11th April 2026

118 118 review

5
118 118 personal loans have been brilliant in everway totally understand with your personal circumstances very professional easy to use and mannage highly recommended Reviewed on: 11th April 2026

Easy quick application.

5
Easy quick application. Good customer service Reviewed on: 11th April 2026

Excellent service and the mobile application is exce...

5
Excellent service and the mobile application is excellent and easy to use Reviewed on: 11th April 2026

Quick and easy.

5
Quick and easy. Good service overall. Reviewed on: 11th April 2026

Fantastic company, nice people and always helpfull.

5
Fantastic company, nice people and always helpfull. Reviewed on: 11th April 2026

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