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118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4599)

I have had a loan an have its competitive and proces...

5
I have had a loan an have its competitive and processed quickly Reviewed on: 11th April 2026

Easy process funds available quickly

5
Easy process funds available quickly Reviewed on: 11th April 2026

Very good from the start very helpful

5
Very good from the start very helpful Reviewed on: 11th April 2026

Good customer service answering all my questions on...

4
Good customer service answering all my questions on the phone call. Fast and easy to use Reviewed on: 11th April 2026

Excellent easy experience.

5
Excellent easy experience. Money available quickly Reviewed on: 11th April 2026

Fair and easy payments

5
Fair and easy payments, accepted even with a lower credit score. Reviewed on: 11th April 2026

Helpful and friendly always happy to help and provid...

5
Helpful and friendly always happy to help and provide you with the information you need Reviewed on: 11th April 2026

Top Notch Loans

5
Amazing advice given from 118 and on top of that very easy to use website Reviewed on: 11th April 2026

Easy process and good customer service.

5
Easy process and good customer service. Loans have quite high apr Reviewed on: 11th April 2026

I found the loan process to be very straightforward,...

5
I found the loan process to be very straightforward, and the loan itself was incredibly beneficial during a challenging period. Reviewed on: 11th April 2026

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