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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Easy to apply immediately i had the money in my acco...

Easy to apply immediately i had the money in my account Reviewed on: 11th April 2026

Quick and easy to find and apply for.

Quick and easy to find and apply for. Nice and simple, no complications and done in no time. A Quick check and it was approved. Reviewed on: 11th April 2026

basic needs

The needed help when required for Reviewed on: 11th April 2026

Great! Thank you

Had a great experience! Customer service has been great when I’ve needed them and the app is easy to use. Thank you! Reviewed on: 11th April 2026

It was easy,quick and simple for me to understand.

It was easy,quick and simple for me to understand. I find the very easy to understand as well. Reviewed on: 11th April 2026

It was so simple to use.

It was so simple to use. Decent interest rate and the app is great Reviewed on: 11th April 2026

Great service straight forward good rates of loans

Great service straight forward good rates of loans Reviewed on: 11th April 2026

Very good they helped me all the time

Very good they helped me all the time Reviewed on: 11th April 2026

Excellent service

The team at 118 is extremely helpful and cater to everyone's individual needs and are always there at a drop of a hat to help when needed Reviewed on: 11th April 2026

Its been good but the interest rates are really high

Its been good but the interest rates are really high Reviewed on: 11th April 2026

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