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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

I have 118-118 for both credit card and loan.

I have 118-118 for both credit card and loan. And they give u plenty off time to pay. And u can pay money into them at any time. Great customer service. And great rewards like this one no other credit company does this. So good work 118-118 for given ur customers the chance to pay and to play in having experiences like this. Thank you Reviewed on: 11th April 2026

Amazing service and a satisfied customer

Amazing service and a satisfied customer Reviewed on: 11th April 2026

Easy process, quick result and good rates

Easy process, quick result and good rates Reviewed on: 11th April 2026

Interest

A little bit high interest , generally it's not bad Reviewed on: 11th April 2026

Very good, advanced notice that the money is leaving...

Very good, advanced notice that the money is leaving my bank and the option to pay back quickly Reviewed on: 11th April 2026

Needed emergency help with money and 118 dealt with...

Needed emergency help with money and 118 dealt with it quickly had the money in my account in 10 minutes Reviewed on: 11th April 2026

Friendly staff and always polite to customers

Friendly staff and always polite to customers Reviewed on: 11th April 2026

A True Lifesaver!

I can honestly say this has been the best experience I’ve ever had with a loan provider. From start to finish, everything was smooth, quick, and stress-free. The approval process was incredibly easy, which made a huge difference for me during a time when I really needed support. What stood out the most is their excellent customer service. The team is always fast to respond, and no matter the issue, they handle it quickly and professionally. Every time I’ve reached out, they’ve been helpful, polite, and genuinely supportive. It feels like they actually care and want to help, not just provide a service. Their rates are very reasonable, and I really appreciate how flexible the payment options are. Being able to manage repayments in a way that suits me has taken a lot of pressure off. They always seem to have a solution, no matter the situation, which gives me real peace of mind. I’ve never felt stuck or unsupported. Overall, I highly recommend them to anyone looking for a reliable, efficient, and customer-focused loan provider. They’ve truly exceeded my expectations! Reviewed on: 11th April 2026

They don’t judge you and try to help you first

They don’t judge you and try to help you first Reviewed on: 11th April 2026

Easy, fast and friendly service

Applying for loan with 118 118 was pretty easy and fast. I would recommend getting a loan from them to anyone who needs it. Reviewed on: 11th April 2026

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