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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3127 reviews)

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4.88

Based on 3,127 reviews, last reviewed 17th Apr 2026

118600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

118 118 money has been easy to use and very customer... 118 118 money has been easy to use and very customer friendly. Signing up for the loan I received couldn't have been simpler and the response was rapi... Read more Reviewed on: 17th April 2026

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3127)

Very smooth and easy to use. 5 stars

Very smooth and easy to use. Money straight in the bank! Would recommend. 5 stars Reviewed on: 15th April 2025

Very quick and easy to do and money went in...

Very quick and easy to do and money went in quick Reviewed on: 15th April 2025

So simple and straight forward, service is excellent.

So simple and straight forward, service is excellent. Would highly recommend to anyone Reviewed on: 15th April 2025

Really easy to speak to customer services and they'r...

Really easy to speak to customer services and they're loans are really affordable Reviewed on: 15th April 2025

Happy customer

I have both a loan and credit card.with 118 118 and im happy with the rates and limits Reviewed on: 15th April 2025

Reliable and excellent recommendation.

Reliable and excellent recommendation. Reviewed on: 15th April 2025

Alina2005..

It was very fast decision and the Money 118 it’s very helpful Reviewed on: 15th April 2025

Great to deal with

Great to deal with. Quick pay outs. More than happy. Reviewed on: 15th April 2025

Fast efficient service, from applying to receiving m...

Fast efficient service, from applying to receiving my money I was totally informed Reviewed on: 15th April 2025

Easy to apply every step of the way and there is alw...

Easy to apply every step of the way and there is always help if needed Reviewed on: 15th April 2025

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