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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Interest high but quick payment

Interest is a little high but they are good at quickly supplying the loan. Reviewed on: 27th March 2026

Great experience, professional and prompt

Great experience, professional and prompt Reviewed on: 27th March 2026

Done very quick could be lowerloan interest rate

Done very quick could be lower interest rate Reviewed on: 27th March 2026

Excellent money credit

It was good and easy to use and you can easily check your credit Reviewed on: 27th March 2026

The services were quick but the interest rate too high

The services were quick but the interest rate too high Reviewed on: 27th March 2026

Easy to access the loan and helpful CS.

Easy to access the loan and helpful CS. Reviewed on: 27th March 2026

I needed a loan 118 118 really helped and the repaym...

I needed a loan 118 118 really helped and the repayments are low which helps a lot Reviewed on: 27th March 2026

Very easy application process

Very easy application process payment reminders every month so I never forget and get and unexpected payment coming out Reviewed on: 27th March 2026

It's ok company

I'm paying more back thwn what i borrowed so I'm not that happy about that. But I understand, that its only because I chose long term to repay. Reviewed on: 27th March 2026

Very high interest.

Very high interest. Takes years to pay off. Reviewed on: 27th March 2026

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