Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

View other 118 118 Money products

4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4612)

Kind and caring customer service

The customer service helped me when I was having issues, with a payment I fell behind and helped me quickly get back on track. App is easy to use Reviewed on: 27th March 2026

Super fast and overall a brilliant service

Super fast and overall a brilliant service Reviewed on: 27th March 2026

Everything was excellent. Highly recommend 118 118

Everything about my loan experience with 118 118 Money was excellent. Simple application, instant decision, and very fast payout. It’s rare to find a service this efficient and transparent. 10/10 would recommend to anyone looking for a hassle-free loan. Reviewed on: 27th March 2026

Was good and it was easy to understand the terms and...

Was good and it was easy to understand the terms and was very smooth process Reviewed on: 27th March 2026

I have recently had a increase and they were very he...

I have recently had a increase and they were very helpful in giving me the increase Reviewed on: 27th March 2026

Short term loan to help me get my car up and running

Took out a loan to help me out short term, and it was really great value for money. And helped me deal with my sudden car problems Reviewed on: 27th March 2026

Super cool customer service team

Customer team are very supportive and listens when you have some challenges Reviewed on: 27th March 2026

Amazing and very fast service.

Amazing and very fast service. Truly thankful Reviewed on: 27th March 2026

Always help with any problems no issues

Always help with any problems no issues Reviewed on: 27th March 2026

It's been very good thanks all day

It's been very good thanks all day Reviewed on: 27th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from NatWest 4.50 from 155 reviews
Logbook loan (discontinued)
from Varooma (inactive company) 4.85 from 728 reviews
Loans
from Bradford District Credit Union 4.71 from 558 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5645 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub