Smart Money People Logo

118 118 Money: Personal loan reviews

4.88
Based on 3,127 reviews, last reviewed 17th Apr 2026
118600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118 118 money has been easy to use and very customer... 118 118 money has been easy to use and very customer friendly. Signing up for the loan I received couldn't have been simpler and the response was rapi... Read more Reviewed on: 17th April 2026
Zak Parry's avatar
Zak Parry

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026
Grant B's avatar
Grant B

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (3127)

They are reliable and transparent and are willing gi...

5
They are reliable and transparent and are willing give a helping hand when you need it Reviewed on: 15th April 2025

Excellent service and quick to arrange and go into u...

5
Excellent service and quick to arrange and go into ur bank account Reviewed on: 15th April 2025

Informative helpful keep you updated

4
Informative helpful keep you updated Reviewed on: 15th April 2025

Very quick and easy application money transferred qu...

5
Very quick and easy application money transferred quickly, easy to use app Reviewed on: 15th April 2025

Very quick and attentive, would recommend

5
Very quick and attentive, would recommend Reviewed on: 15th April 2025

A good experience, right on time, very friendly, pro...

5
A good experience, right on time, very friendly, prompt, very quick response Reviewed on: 15th April 2025

Easy and stress free,very straightforward and clear...

5
Easy and stress free,very straightforward and clear instructions.Everything was explained and my full understanding was fully checked Reviewed on: 15th April 2025

Very good efficient and secure and great customer se...

4
Very good efficient and secure and great customer service Reviewed on: 15th April 2025

Absolute life saver.

5
Absolute life saver. Brilliant process, so easy. Thank you so much! Definitely recommend Reviewed on: 15th April 2025

Amazing support

5
The team at 118 118 money are incredibly helpful along every step of the journey. You are always kept in the loop. The application process is very straightforward and is actioned in super quick time. I’d highly recommend Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products