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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Easy convimence good customer service

Easy convimence good customer service Reviewed on: 27th March 2026

It’s the 2nd time you are helping me

It’s the 2nd time you are helping me Reviewed on: 27th March 2026

Very quick and easy to apply and be accepted with pl...

Very quick and easy to apply and be accepted with plenty of trust and due process Reviewed on: 27th March 2026

Excellent communication

118 118 communication with me.is excellent and response is within acceptable time frame Reviewed on: 27th March 2026

Very good company, thanks really help me

Very good company, thanks really help me Reviewed on: 27th March 2026

Itvwas easy to apply.

Itvwas easy to apply. And like the app. The response was quick too. Reviewed on: 27th March 2026

Excellent overall, great service, excellent trained...

Excellent overall, great service, excellent trained staff Reviewed on: 27th March 2026

Great at helping very friendly

Very helpful and friendly. Issues get resolved quickly. Reviewed on: 27th March 2026

Easy to apply and the customer service staff assiste...

Easy to apply and the customer service staff assisted me from start to finish when I needed to update my details, I’ve had experience other loan company’s in the past but 118 118 money made it seem hassle free and nothing was too much trouble for them, overall a great experience and would recommend them to anyone. Reviewed on: 27th March 2026

First loan after finishing an IVA and they have not...

First loan after finishing an IVA and they have not stuck me with a silly high APR Reviewed on: 27th March 2026

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