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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Great fast service fantastic

Great fast service couldn’t be happier Reviewed on: 27th March 2026

Really good service How quick getting my personal l...

Really good service How quick getting my personal loan Reviewed on: 27th March 2026

Excellent service with great customer service.

Excellent service with great customer service. Reviewed on: 27th March 2026

Quick and helpful

Very quick and helpful with my loan Reviewed on: 27th March 2026

Great Service!

Easy application and money is transferred same day. Very good service to use and good rates Reviewed on: 27th March 2026

Very safe to applied, transparency, no fee hide .

Very safe to applied, transparency, no fee hide .I got the response quick and they provide all explanations I need Reviewed on: 27th March 2026

excellent service

I found from start to finish very accessible and easy to do and all information very straight forward. Reviewed on: 27th March 2026

Quick & easy process.

Quick & easy process. Easy to understand t&c’s. Money was quick in the bank. Good communication via emai. Reviewed on: 27th March 2026

Helped me when I most needed it.

Helped me when I most needed it. Reviewed on: 27th March 2026

Never had a single issue.

Never had a single issue. If I have had to ring customer service because there is something I don’t understand the customer service can’t do enough to help you. Reviewed on: 27th March 2026

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