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118 118 Money: Personal loan reviews

4.88
Based on 3,127 reviews, last reviewed 17th Apr 2026
118600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

118 118 money has been easy to use and very customer... 118 118 money has been easy to use and very customer friendly. Signing up for the loan I received couldn't have been simpler and the response was rapi... Read more Reviewed on: 17th April 2026
Zak Parry's avatar
Zak Parry

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026
Grant B's avatar
Grant B

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3127)

Fantastic customer service.

5
Fantastic customer service. Information is very clear. Everything is done in a timely fashion Reviewed on: 15th April 2025

I using then for couple of years,very good customer...

5
I using then for couple of years,very good customer service Reviewed on: 15th April 2025

Easy to apply for and speedy delivery of money into...

5
Easy to apply for and speedy delivery of money into account. Very competitive rates. Would definitely apply for another if it was required Reviewed on: 15th April 2025

Easy to apply, prompt payment, easy to talk to someo...

5
Easy to apply, prompt payment, easy to talk to someone when needed Reviewed on: 15th April 2025

Excellent service and really friendly

5
Excellent service and really friendly Reviewed on: 15th April 2025

Very easy and quick, thank you.

5
Very easy and quick, thank you. All done online so not spoken to customer services. Reviewed on: 15th April 2025

Easy to apply,and really easy to use app

5
Easy to apply,and really easy to use app Reviewed on: 15th April 2025

Great service instant decision.

5
Great service instant decision. Funds transferred nearly instantly Reviewed on: 15th April 2025

Never forget

5
My life saver. Got it on right time . Reviewed on: 15th April 2025

118 are brilliant

5
I applied for an emergency loan and was accepted within minutes. No award questions and the money was paid into my account straight away Reviewed on: 15th April 2025

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