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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Thank you

Good service easy to access very efficient and effective easy to understand and done quickly always feeling confident in what you’re doing Reviewed on: 27th March 2026

This really help me when I was strugglen and decent...

This really help me when I was strugglen and decent repayments Reviewed on: 27th March 2026

I struggled to get a loan anywhere but 118 helped me...

I struggled to get a loan anywhere but 118 helped me out no problem. Highly recommend. Reviewed on: 27th March 2026

I got the money very quickly even it is higher APR.

I got the money very quickly even it is higher APR. Reviewed on: 27th March 2026

Quick and easy.

Quick and easy. No need for anymore words as thats all it was Reviewed on: 27th March 2026

Had a fantastic experience with 118118.

Had a fantastic experience with 118118. Helping me build credit. Thank you Reviewed on: 27th March 2026

great service,

Professional and great service, simple way to communicate Reviewed on: 27th March 2026

Excellent customer service

Excellent and enjoyable. Easy to manage the app as well Reviewed on: 27th March 2026

The service is good and very easy to apply.

The service is good and very easy to apply.Only down fall is interest rate is very high. Reviewed on: 27th March 2026

Can't say I've had any issues, quality service!

Can't say I've had any issues, quality service! Reviewed on: 27th March 2026

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