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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3127 reviews)

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4.88

Based on 3,127 reviews, last reviewed 17th Apr 2026

118600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

118 118 money has been easy to use and very customer... 118 118 money has been easy to use and very customer friendly. Signing up for the loan I received couldn't have been simpler and the response was rapi... Read more Reviewed on: 17th April 2026

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3127)

Easy process

Online application process was easy and understandable with a very quick response Reviewed on: 15th April 2025

I found very easy and fast the process to apply for...

I found very easy and fast the process to apply for a loan ,when my credit score wasn't so good.In the evening I aplly and next day in the morning the money was in my account. Save my problem. Thank you Reviewed on: 15th April 2025

The process to acquire your loan is straight forward...

The process to acquire your loan is straight forward and easy, you will receive your money in less than 5 minutes in your account. Reviewed on: 15th April 2025

Fast and very good and very satisfied

Fast and very good ,very happy and satisfied happy .I was stuck and 118 118 money sorted me well. Very recommend Reviewed on: 15th April 2025

Fantastic .

Application process was seamless. Credit limits managed sensibly. Great customer service when you call. can’t recommend highly enough Reviewed on: 15th April 2025

Quick and easy to complete the forms.

Quick and easy to complete the forms. Money was in my bank quickly after approval. Had no issues whatsoever, would definitely recommend 118118 money to anyone who needs a loan. Reviewed on: 15th April 2025

Very fair and amazing company to work with

They have helped me so much with my finances and helped me when I forgot my pin over all a really good company and very fair Reviewed on: 15th April 2025

The best customer service and they provide you money...

The best customer service and they provide you money in instant they are a wonderful team Reviewed on: 15th April 2025

Very quick and easy and simple to use didn’t have to...

Very quick and easy and simple to use didn’t have to wait long for the money to be in my account Reviewed on: 15th April 2025

Quick turnaround

No problems. Simple process. Easy to do. Quick outcome. No worries. Reviewed on: 15th April 2025

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