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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Very quick and easy got the money in a second...

Very quick and easy got the money in a second Reviewed on: 27th March 2026

received my loan no issues no one pestering me and t...

received my loan no issues no one pestering me and then from day one payments out monthly and now paid up Reviewed on: 27th March 2026

The easiest and most seamless process.

The easiest and most seamless process. Great app to manage accounts Reviewed on: 27th March 2026

Great to use, good rates!

Very helpful and when I encountered a financial snag, they understood and provided really good service! Reviewed on: 27th March 2026

Fast answer to applications and fast money in account

Fast answer to applications and fast money in account Reviewed on: 27th March 2026

They were prompt and serious .

They were prompt and serious . Application process was very easy Reviewed on: 27th March 2026

Overall first class experience, would definitely rec...

Overall first class experience, would definitely recommend Reviewed on: 27th March 2026

Had a loan and didn't realise I was paying double...

Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

Rip off merchants!!

Extortionate interest rates that were not fully disclosed. I missed a payment when I changed jobs as due to my start date I had to wait six weeks to be paid and the harassment I received from this company was disgusting, literally at least eight phone calls a day, as well as a text message and an email! On a daily basis until I had been paid and could make the payment! Diabolical. I got fed up in the end and settled the loan early and had to pay a ridiculous sum when there was still a year of payments left. Do not entertain this company. An absolute rip off!! Reviewed on: 12th January 2026

118 118 Money are an IRRESPONSIBLE LENDER

118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025

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