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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

I aplyed for the loan and got one

5
I aplyed for the loan and got one Reviewed on: 27th March 2026

118 118 Money saved my life

5
118 118 Money saved me in a moment in my life when I really needed extra money and couldn't get approved for other loans. Great customer service and overall experience. Reviewed on: 27th March 2026

excellent service and money in my account quick

5
excellent service and money in my account quick Reviewed on: 27th March 2026

No issues at all throughout the process.

5
No issues at all throughout the process. Reviewed on: 27th March 2026

Absolutely brilliant service app easy to use, easy p...

5
Absolutely brilliant service app easy to use, easy payments Reviewed on: 27th March 2026

Easy to apply with very good customer service.

5
Easy to apply with very good customer service.money arrived quickly in the bank. Couldn’t have gone smoother. Reviewed on: 27th March 2026

Really lovely service all round.

5
Really lovely service all round. The app is easy to use and makes managing your loan quick and convenient. Customer service are also very friendly and accessible on the app and via phone. When I’ve had any worries, they have quickly reassured me. 118 118 money is a prime example of a business that puts their customers first. Reviewed on: 27th March 2026

Easy to apply

5
Easy to apply and good customer service Reviewed on: 27th March 2026

Simple no fuss service,very helpful

5
Simple no fuss service,very helpful Reviewed on: 27th March 2026

Legends of the night.

5
Legends of the night. Gave me a loan last minute and very easy to direct online Reviewed on: 27th March 2026

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