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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Best in the country.

4
efficient and reasonable terms of payment for the loan the app is easy to use. Reviewed on: 27th March 2026

Great and Easy Service

5
Overall, I found the process simple and easy to understand. The application was quick, and the communication was clear throughout. I appreciate the support provided and the straightforward approach to managing my account. Thank you for your service. Reviewed on: 27th March 2026

Happy money

5
Easy and straight forward app would recommend to friends Reviewed on: 27th March 2026

Quick and easy and no hassle to get a loan and grea...

5
Quick and easy and no hassle to get a loan and great communication. Reviewed on: 27th March 2026

Good apr compering to others, and helpfull app.

5
Good apr compering to others, and helpfull app. Reviewed on: 27th March 2026

Good service, easy to access through the app.

5
Good service, easy to access through the app. Reviewed on: 27th March 2026

I find it Very good, easy and straightforward

5
I find it Very good, easy and straightforward Reviewed on: 27th March 2026

Recommend

5
Very good, always great service, everything is smooth and money transferred quickly Reviewed on: 27th March 2026

Excellent experience with the company

5
Excellent experience with the company Reviewed on: 27th March 2026

Really good value for personal loans.

5
Really good value for personal loans. And excellent customer care service Reviewed on: 27th March 2026

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