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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3124 reviews)

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4.88

Based on 3,124 reviews, last reviewed 13th Apr 2026

118300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

This loan was available to me when I needed it and h... This loan was available to me when I needed it and helped me to better my finances in the long run Reviewed on: 13th April 2026

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3124)

Good app, easy manage cards and loan .

Good app, easy manage cards and loan . Quick payouts Reviewed on: 15th April 2025

Easy application and helpful when needed.

Easy application and helpful when needed. Reviewed on: 15th April 2025

TOP Services!

TOP Services! I can honestly say that 118 team has been excellent during my experience and i would recommend them to everyone. Reviewed on: 15th April 2025

Excellent service from 118 money

Excellent service from 118 money Reviewed on: 15th April 2025

Easy and fast

Was very easy to get a loan sorted and money arrived quickly Reviewed on: 15th April 2025

Life Savers

Extremely helpful that they accepted my loan and it was paid instantly. I’d have been lost without this company and the repayments are extremely reasonable. I would use this company again and would recommend them. Reviewed on: 15th April 2025

Very quick and easy service , friendly staff

Very quick and easy service , friendly staff Reviewed on: 15th April 2025

Was very quick and easy to use money was in quickly,...

Was very quick and easy to use money was in quickly, would highly recommend Reviewed on: 15th April 2025

Application

Great experience all done online very easy and quick response thanks 118 118 Reviewed on: 15th April 2025

Excellent service

Everything you need to know is put in front of you, quick decision, immediate money transfer Reviewed on: 15th April 2025

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