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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Very easy and stress free process

Couldn't have been an easier process. Reviewed on: 29th April 2025

Easy to use and affordable

I needed to pay off an outstanding debt that was not affordable. Taking out a loan was the easier thing to do ad the repayments were a far better option for me. 118 gave me the better APR and options which allowed me to do so. Reviewed on: 29th April 2025

Review...

Prompt response, helpful tips on applying. Good customer service Reviewed on: 27th April 2025

Quick and easy haven’t had any problems so far

Quick and easy haven’t had any problems so far Reviewed on: 26th April 2025

My experience with 118 is fantastic

My experience with 118 is fantastic Reviewed on: 26th April 2025

Excellent, fantastic and glorious service.

Excellent, fantastic and glorious. Accurate service, very swift. I do not have reason not to recommend you. Reviewed on: 26th April 2025

Vey quick and very easy with loan

Vey quick and very easy with loan Reviewed on: 25th April 2025

very helpful site/staff as always there when you nee...

very helpful site/staff as always there when you need them Reviewed on: 25th April 2025

User friendly app and fair access to credit.

I find the app easy to use and have access to a good amount of credit despite a poor credit rating due to my business failing a few years ago. The interest rate could be lower, but this will improve with time as my credit rating heals. Reviewed on: 25th April 2025

Friendly team

Was a pleasure to deal with this company Reviewed on: 25th April 2025

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