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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3124 reviews)

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4.88

Based on 3,124 reviews, last reviewed 13th Apr 2026

118300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

This loan was available to me when I needed it and h... This loan was available to me when I needed it and helped me to better my finances in the long run Reviewed on: 13th April 2026

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3124)

Great work

Seemsless service. No fuss approach Reviewed on: 15th April 2025

118 have been great at communicating and explaining...

118 have been great at communicating and explaining everything to make me feel comfortable and safe when it comes to money. Reviewed on: 15th April 2025

Simple fair quick loans

Give me a moan when others won't. Lovely and simple very pleased will use again Reviewed on: 15th April 2025

quick and easy helped me through a time i was off wo...

quick and easy helped me through a time i was off work after having a operation on my wrist Reviewed on: 15th April 2025

I applied for a loan at Christmas and got accepted s...

I applied for a loan at Christmas and got accepted straightaway .Kept me very well informed about my journey with you Reviewed on: 15th April 2025

Extremely efficient and very quick!

Extremely efficient and very quick! Reviewed on: 15th April 2025

Very quick to process, and helpful through every step.

Very quick to process, and helpful through every step. Reviewed on: 15th April 2025

Great all round

Very easy application, responce time was quick no messing about, funds payed in a good time, rates are good , I would recommend and use again Reviewed on: 15th April 2025

Awesome service, very approachable

Awesome service, very approachable Reviewed on: 15th April 2025

Very fast decision.

Very fast decision. Money in bank almost straight away. Great rates Reviewed on: 15th April 2025

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