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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Very quick and easy to use .

5
Very quick and easy to use . Money was in bank the same day Reviewed on: 24th April 2025

They were thete when I needed them.

5
They were thete when I needed them. Easy application plus was genuinely surprised when I received in bank. Very straightforward Reviewed on: 24th April 2025

Good experienc

5
Easy application process for credit card & loans, convenient& smooth app and helpful customer service. Reviewed on: 24th April 2025

Easy application process.

5
Easy application process. Good online experience. Reviewed on: 24th April 2025

Loan simple and easy and affordable to pay back.

5
It was very simple to obtain loan from your company. Easy and simple and very affordable for me to repay my loan. Reviewed on: 24th April 2025

Easy and quick application.

5
Easy and quick application. Money was deposited very quickly and a very east to use app to track your payments . Very happy Reviewed on: 23rd April 2025

Easy to use

5
Easy to apply and use, app is brilliant and easy to make payments. Reviewed on: 23rd April 2025

Really quick and easy - very helpful

5
Really quick and easy - very helpful Reviewed on: 23rd April 2025

No hidden surprises, great rate and even better cust...

5
No hidden surprises, great rate and even better customer service. Reviewed on: 23rd April 2025

Easy to apply for the loan & fuss free.

5
Easy to apply for the loan & fuss free. Also money went in the bank really quick to Reviewed on: 23rd April 2025

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