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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3124 reviews)

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4.88

Based on 3,124 reviews, last reviewed 13th Apr 2026

118300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

This loan was available to me when I needed it and h... This loan was available to me when I needed it and helped me to better my finances in the long run Reviewed on: 13th April 2026

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3124)

Quick and easy

Very easy to set up and quick to pay money into bank hassle free Reviewed on: 15th April 2025

Quick, simple and transparent

I needed Money for a family holiday and 118-118Money were able to help me. My application was quick and simple and money in my bank same day. Very generous interest rates and everything was emailed over to me in a clear and transparent way. Excellent service. I was amazed for straightforward it was!! Reviewed on: 15th April 2025

I find very professional and supportive people there...

I find very professional and supportive people there ready to help you with everything. Reviewed on: 15th April 2025

A loan was needed for unexpected expenses and 118 11...

A loan was needed for unexpected expenses and 118 118 money come to my rescue when no other company would lend to me especially the well known high street banks. Reviewed on: 15th April 2025

So good so far

Too early to tell yet as I haven’t needed to contact 118. Applying for a loan is easy as pie though and the rate is what you’d expect. Reviewed on: 15th April 2025

Quick and easy application

Quick and easy application and lovely repayment amount. Definitely would recommend to anyone looking for a loan that may have a less than stellar credit score. Reviewed on: 15th April 2025

LOAN WITH NO HASSLE.

Applied for a £1000 loan on the app. Funds in my bank account same day. Reviewed on: 15th April 2025

Easy process application got approved no time wasted

Easy process application got approved no time wasted Reviewed on: 15th April 2025

Fast loans and affordable repayment

I applied for a loan and not even an hour after the money was in my account, repaying has been a breeze at an easy and affordable rate which doesn’t affect monthly living. I recommend 118’s loan service to everyone that needs that extra money boost for whatever reason you may need it! Reviewed on: 15th April 2025

Fast application approval

I was accepted by my first application and I got the loan in my account very fast Reviewed on: 15th April 2025

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