Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4612)

Good customer service.

5
Good customer service. Queries are replied on time Reviewed on: 23rd April 2025

getting a loan was very quick and easy

5
getting a loan was very quick and easy. I think the interest charged was very high. when you paying back in short time then interest rate should be decided on that basis Reviewed on: 23rd April 2025

Very good service and quick application and went str...

5
Very good service and quick application and went straight in my account Reviewed on: 23rd April 2025

Easy to deal with and fast, money was in bank very q...

5
Easy to deal with and fast, money was in bank very quickly Reviewed on: 23rd April 2025

Got a decision quickly and money transferred in 24 h...

5
Got a decision quickly and money transferred in 24 hours Reviewed on: 23rd April 2025

Very fast to get my loan and no need husstle requirm...

5
Very fast to get my loan and no need husstle requirments i love this company Reviewed on: 23rd April 2025

It was made simple on line .Made simple to understand .

5
It was made simple on line . Terms are clear and easy to understand , I will highly reccomend this to anyone I know who needs your top classs service . Reviewed on: 23rd April 2025

Only been a customer for a out a year but so far bee...

5
Only been a customer for a out a year but so far been fantastic. Reviewed on: 23rd April 2025

fast friendly and efficient highly recommend them

5
fast friendly and efficient highly recommend them Reviewed on: 23rd April 2025

Very professional and straightforward well advised a...

5
Very professional and straightforward well advised and fast response. Reviewed on: 23rd April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products