Smart Money People Logo
Go to business site
Share this page
Link copied

118 118 Money: Personal loan reviews

View other 118 118 Money products
4.88
Based on 3,124 reviews, last reviewed 13th Apr 2026
118300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

This loan was available to me when I needed it and h... This loan was available to me when I needed it and helped me to better my finances in the long run Reviewed on: 13th April 2026
Hannah's avatar
Hannah

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026
Grant B's avatar
Grant B
Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

118 118 Money Personal loan reviews (3124)

Once I was approved, the lending process was straigh...

5
Once I was approved, the lending process was straightforward and easy to follow. The repayment options are fair, this helps anyone lending to feel more confident when signing the agreement. Can't fault any of it :). Reviewed on: 15th April 2025
Dean S's avatar
Dean S

Excellent Loan company

5
Very good , helpful staff, easy to arrange on line, would recommend to family and friends Reviewed on: 15th April 2025
Caroline c's avatar
Caroline c

Very quick and easy ,no problems .

5
Very quick and easy ,no problems . Reviewed on: 15th April 2025
Jonny b's avatar
Jonny b

Excellent company

5
Met all of my requirements and more Reviewed on: 15th April 2025
Benjamin A's avatar
Benjamin A

Excellent customer service

5
Applying was easy and didn’t take long at all. It was simple and I had the money within hours. I applied online so didn’t speak to a person but would happily call if I needed too. Reviewed on: 15th April 2025
Zoey L's avatar
Zoey L

Fast and good.

5
Fast and good. No issue with anything, everything goes fast and easy. Reviewed on: 15th April 2025
Pawel J's avatar
Pawel J

I'm very satisfied with the services I've received

5
I'm very satisfied with the services I've received Reviewed on: 15th April 2025
Emma's avatar
Emma

Very good I would recommend a friend or family with...

5
Very good I would recommend a friend or family with 118118 Reviewed on: 15th April 2025
Russell ayres's avatar
Russell ayres

Clear and simple

5
Never had an issue and easy to understand the loan and where I am with it Reviewed on: 15th April 2025
Elisabeth T's avatar
Elisabeth T

Excellent to deal with

5
A relatively new customer but 118-118 have been great in all my dealing with them, just so easy and straightforward Reviewed on: 15th April 2025
Andy W's avatar
Andy W

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill