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118 118 Money: Personal loan reviews

4.88
Based on 3,124 reviews, last reviewed 13th Apr 2026
118300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

This loan was available to me when I needed it and h... This loan was available to me when I needed it and helped me to better my finances in the long run Reviewed on: 13th April 2026
Hannah's avatar
Hannah

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026
Grant B's avatar
Grant B

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3124)

Easy applicaion fast sevice.

4
Easy applicaion fast sevice. Money in your accout within the hour... highly recomended.. Reviewed on: 15th April 2025

Hassle free application instant response

5
Hassle free application instant response Reviewed on: 15th April 2025

Great service.

5
Great service.The application was fast and i received the loan în my account in the same day.Thank You 118..118 Reviewed on: 15th April 2025

Everything went smoothly with no hassle

5
Everything went smoothly with no hassle Reviewed on: 15th April 2025

The loan application process was remarkably efficient.

5
The loan application process was remarkably efficient, with funds disbursed to my account swiftly and exceeding expectations. I highly recommend this service to those requiring expedited loan processing and timely approval notifications. Reviewed on: 15th April 2025

Fantastic brand

5
Very easy to apply and helped me out. Reviewed on: 15th April 2025

I use the 118 118 card as well as the cash loan, eve...

5
I use the 118 118 card as well as the cash loan, everything is clear, legible and easy to use. I feel taken care of by 118 118, I receive offers, short information about the approaching payment date, warnings about possible frauds. Overall, I am very happy with 118 118 and I recommend it to everyone. Reviewed on: 15th April 2025

Very fast and efficient process

5
Very fast and efficient process got the funds the same day and have had no issues since Reviewed on: 15th April 2025

Very friendly to deal with and an excellent 5 star s...

5
Very friendly to deal with and an excellent 5 star service Reviewed on: 15th April 2025

Very good decision making, Excellent online fast and...

5
Very good decision making, Excellent online fast and clear decision Reviewed on: 15th April 2025

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