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118 118 Money: Personal loan reviews

4.88
Based on 3,124 reviews, last reviewed 13th Apr 2026
118300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

This loan was available to me when I needed it and h... This loan was available to me when I needed it and helped me to better my finances in the long run Reviewed on: 13th April 2026
Hannah's avatar
Hannah

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026
Grant B's avatar
Grant B

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3124)

Quick and easy money turned up within 30mins

5
Quick and easy money turned up within 30mins Reviewed on: 15th April 2025

Good experience.

4
Good experience. It was what I needed and the credit card saved me in multiple times Reviewed on: 15th April 2025

Highly recommend

5
Got my money almost instantly with excellent rates. Customer service is always great Reviewed on: 15th April 2025

I experienced very good customer care.

5
I experienced very good customer care. Reviewed on: 15th April 2025

easy simple no hassle quick deposit

5
easy simple no hassle quick deposit Reviewed on: 15th April 2025

Would recommend .

5
Easy set up, can manage through the app. Would recommend Reviewed on: 15th April 2025

Very simple to apply and a guick answer

5
Very simple to apply and a guick answer Reviewed on: 15th April 2025

Really easy to apply.

5
Really easy to apply. Very quick with decision. Fast transfer of funds. Reviewed on: 15th April 2025

Was very fast and easy money was deposited quickly !

5
Was very fast and easy money was deposited quickly ! Reviewed on: 15th April 2025

Very easy to apply

5
Had a txt offering me a loan applied and got it within minutes no need to speak to anyone everything explained Reviewed on: 15th April 2025

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