Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4612)

My experience with 118 118 is second to none easy to...

5
My experience with 118 118 is second to none easy to use website friendly helpful customer service. Reviewed on: 23rd April 2025

hassle free and easy.

5
Using 118 118 has been hassle free and easy. It was like doing a 123 step. Great service Reviewed on: 23rd April 2025

Very accommodating its easy and very fast to release...

5
Very accommodating its easy and very fast to release the money. I had excellent experience this company the customer service team is incredibly responded and is easy no hassles. Its great company Reviewed on: 23rd April 2025

My loan was agreed in very quick time and also arriv...

5
My loan was agreed in very quick time and also arrived in my bank less than a hour after being approved Reviewed on: 23rd April 2025

Can't fault this company

5
Can't fault this company made my experience non intimidating and had the personal touch Reviewed on: 23rd April 2025

Easy to access

5
It was easy to access loan for my immediate need. Reviewed on: 23rd April 2025

Easy to apply and set up money in account fast

4
Easy to apply and set up money in account fast Reviewed on: 23rd April 2025

Very soon I got my needs I am happy with 118

5
Very soon I got my needs I am very happy Reviewed on: 23rd April 2025

The day I need them they really help me thank you fo...

5
The day I need them they really help me thank you for ur support Reviewed on: 23rd April 2025

Quick easy application process

5
Quick easy application process & good reminders to customer to pay on time, good communication. Reviewed on: 23rd April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products