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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3123 reviews)

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4.88

Based on 3,123 reviews, last reviewed 13th Apr 2026

118200% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Compliance to financial regulations. The interest rate on my loan was very moderate which means 118 118 money is very compliances to credit regulations. This makes financial life more mea... Read more Reviewed on: 13th April 2026

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3123)

Went thru really easily.

Went thru really easily. Had the money quickly. No issues with setting up repayment dates for when I needed it. Reviewed on: 15th April 2025

Quick and simple to apply, no issues what so ever.

Quick and simple to apply, no issues what so ever. Would definitely recommend. Reviewed on: 15th April 2025

Amazing.

Easy to apply and very fast i get the money in my account Reviewed on: 15th April 2025

They help me in a hard situation.

They help me in a hard situation. Good values Reviewed on: 15th April 2025

118118 has been great company

118118 has been great company offering support and help in financial needs. Reviewed on: 15th April 2025

Really helped with needing some extra funds for an e...

Really helped with needing some extra funds for an event I was going to Reviewed on: 15th April 2025

I have had loan peviously some 3 years ago i have a...

I have had loan peviously some 3 years ago i have a credit card i applied foe a new loan and within 30 mins was in my bank no fuss. Brilliant Reviewed on: 15th April 2025

Application was very easy and funds transferred very...

Application was very easy and funds transferred very quickly Reviewed on: 15th April 2025

Applied and accepted

Applied for a card on the off chance and was accepted with a small and easily manageable credit limit Reviewed on: 15th April 2025

Very good experience

Very good experience good customer service support Reviewed on: 15th April 2025

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