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118 118 Money: Personal loan reviews

4.88
Based on 3,123 reviews, last reviewed 13th Apr 2026
118200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Compliance to financial regulations. The interest rate on my loan was very moderate which means 118 118 money is very compliances to credit regulations. This makes financial life more mea... Read more Reviewed on: 13th April 2026
Isaac K's avatar
Isaac K

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026
Grant B's avatar
Grant B

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3123)

New beginning with loan service

4
Good , excellent service and looking forward for great service Reviewed on: 15th April 2025

Really good service and very helpful

5
Really good service and very helpful Reviewed on: 15th April 2025

easy to use app good rates no nonsense good exsprei...

5
easy to use app good rates no nonsense good exspreince Reviewed on: 15th April 2025

First class

5
118 Money have been exceptional from the outset. Swift response and great communication. Highly recommended Reviewed on: 15th April 2025

Quick and easy.

5
Quick and easy. Fast approval. The money went straight into my account with no problems Reviewed on: 15th April 2025

I am trying to improve my credit rating and 118 are...

5
I am trying to improve my credit rating and 118 are the first reputable company that have been able to help me Reviewed on: 15th April 2025

Very friendly people at 118

5
I have never had a problem with 118 when I want a loan I have never been turned down I have had two loans now and when I need another one I will contact 118. Reviewed on: 15th April 2025

Easy, fast & Friendly no hassle service

5
Easy, fast & Friendly no hassle service Reviewed on: 15th April 2025

5 StarsI had a great experience with this loan. proc...

5
5 Stars I had a great experience with this loan process. It was quick, straightforward, and easy to get approved. The team was professional and helpful every step of the way. Definitely recommend for anyone needing a small loan without hassle Reviewed on: 15th April 2025

Really good reliable lender.

5
Really good reliable lender. Would recommend to friends and family. Great customer service and rates of interest Reviewed on: 15th April 2025

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