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118 118 Money: Personal loan reviews

View other 118 118 Money products
4.88
Based on 3,123 reviews, last reviewed 13th Apr 2026
118200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
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0%
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1%

Latest highest rating:

5

Compliance to financial regulations. The interest rate on my loan was very moderate which means 118 118 money is very compliances to credit regulations. This makes financial life more mea... Read more Reviewed on: 13th April 2026
Isaac K's avatar
Isaac K

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026
Grant B's avatar
Grant B
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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (3123)

A quick loan without any fuss

5
I needed a loan quickly and 118 118 Money came up trumps. Very quick and easy application process and the money was in my account. Repayment process and direct debit was also easily and quickly arranged. Reviewed on: 15th April 2025
Rob H's avatar
Rob H

Quickly.

5
Quickly. Conveniently. Percent small.Thank you. Urgently If you need money, then they will help you here! Reviewed on: 15th April 2025
Marina K's avatar
Marina K

It was just easy to apply,no stress.

5
It was just easy to apply,no stress. Reviewed on: 15th April 2025
ashleigh gibson's avatar
ashleigh gibson

The entire process was incredibly quick and easy, wi...

5
The entire process was incredibly quick and easy, with clear and straightforward instructions provided every step of the way. Payment was confirmed without any issues, giving me complete peace of mind. Overall, the service was absolutely fantastic, and I will be highly recommending it to everyone I know Reviewed on: 15th April 2025
Gary s's avatar
Gary s

Amazing service

5
Amazing service fantastic customer service would definitely recommend Reviewed on: 15th April 2025
Sherzy's avatar
Sherzy

Quick application process

5
It was very easy to apply for the loan online, the funds were instant into my account with no problems. Reviewed on: 15th April 2025
Sian D's avatar
Sian D

Fantastic service highly recommend

5
Fantastic service highly recommend Reviewed on: 15th April 2025
Phil's avatar
Phil

Service with smile

5
Fast and efficient service easy to use and no issues at all Reviewed on: 15th April 2025
D Evans's avatar
D Evans

Quick, efficient customer service, very satisfied.

5
Quick, efficient customer service, very satisfied. Lovely staff aswell. Always so helpful and polite. Reviewed on: 15th April 2025
Shirley D's avatar
Shirley D

So easy to deal with

5
Was so easy to deal with and had money within a couple of days Reviewed on: 15th April 2025
Matthew c's avatar
Matthew c

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