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118 118 Money: Personal loan reviews

4.88
Based on 3,122 reviews, last reviewed 13th Apr 2026
118100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Positive Super , and fast service . Apply and 1 hour was done Reviewed on: 13th April 2026
Paulo C's avatar
Paulo C

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026
Grant B's avatar
Grant B

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3122)

Good overall, easy process and app is decent

5
Good overall, easy process and app is decent Reviewed on: 15th April 2025

Quick easy process really helpful the app is great t...

5
Quick easy process really helpful the app is great to help you mange your payments and they are very helpful Reviewed on: 15th April 2025

Applied was expected within minutes and the cash ava...

5
Applied was expected within minutes and the cash available not long after Reviewed on: 15th April 2025

Quick easy, secure & hassle free

4
Quick easy, secure & hassle free Reviewed on: 15th April 2025

Never had a problem with 118 very reliable

4
Never had a problem with 118 very reliable Reviewed on: 15th April 2025

easy to use in the application and I had the money i...

5
easy to use in the application and I had the money in my account very quickly. A loan worth recommending. Reviewed on: 15th April 2025

Very easy process on line, quick decision and money...

5
Very easy process on line, quick decision and money in the bank the same day, thank you Reviewed on: 15th April 2025

Nice easy to use and fast got money quickly and very...

4
Nice easy to use and fast got money quickly and very friendly support Reviewed on: 15th April 2025

Great people to deal with.

5
Great people to deal with. I recently had to make ammendments to an existing loan and they were really easyto deal with. My loan was almost finished being paid and i needed a new loan. They helped by giving me a new loan consolidating the old. Reviewed on: 15th April 2025

Excellent

5
Very easy, very good, Very simple to hire Reviewed on: 15th April 2025

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