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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

I have always been very happy with the service recei...

5
I have always been very happy with the service received Reviewed on: 22nd April 2025

Easy fast no hassle look at the individual rather th...

4
Easy fast no hassle look at the individual rather than just a score Reviewed on: 22nd April 2025

I will continue to use this company first class

5
Really direct very professional easy to apply .no waiting around Reviewed on: 22nd April 2025

Quick easy and helpful.

5
Quick easy and helpful. Very happy with the service. Reviewed on: 22nd April 2025

Great lending company

5
Great lending company would recommend Reviewed on: 22nd April 2025

Easy found

5
Was very easy comfy,reliable and excellent service Reviewed on: 22nd April 2025

Excellent from start to finish realky straight forward

5
Excellent from start to finish realky straight forward Reviewed on: 22nd April 2025

It was easy to apply but high APR.

3
It was easy to apply but high APR. Reviewed on: 22nd April 2025

Easy and made to feel valued.

5
Easy and made to feel valued. Great value for money and straight forward transactions Reviewed on: 22nd April 2025

118 118 money fast and easy

5
118 118 money really helped me when i needed a loan on emergency. Fast and easy to do. Reviewed on: 22nd April 2025

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