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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3122 reviews)

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4.88

Based on 3,122 reviews, last reviewed 13th Apr 2026

118100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Positive Super , and fast service . Apply and 1 hour was done Reviewed on: 13th April 2026

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3122)

Thank you

I didn’t think I would get a credit card yet received a card and within 3 months a personal loan Reviewed on: 15th April 2025

Very quickly and good team, I received my loan in ma...

Very quickly and good team, I received my loan in maximum 24 hours Reviewed on: 15th April 2025

was easy process from strat to finish and funds were...

was easy process from strat to finish and funds were quickly sent to my account Reviewed on: 15th April 2025

So far I have had a brilliant experience with 1818mo...

So far I have had a brilliant experience with 1818money very quick and smooth service from start to finish Reviewed on: 15th April 2025

Excellent

118 118 money is straight forward & no delays. Prompt payment into your bank account Reviewed on: 15th April 2025

Excellent service, and very quick turn around.

Excellent service, and very quick turn around. Along with the app, to track your account it’s so easy to use Reviewed on: 15th April 2025

Helped me get out of credit card debt, quickly and a

Helped me get out of credit card debt, quickly and at a good rate. Reviewed on: 15th April 2025

User friendly Customer care very informative and kn...

User friendly Customer care very informative and knowledgeable. Reviewed on: 15th April 2025

Easy peasy

I applyed and before long had the money in my account. Reviewed on: 15th April 2025

A fantastic Service. Highly recommend.

I had been going through a bad time with my own health, and also my wife's health. My step son passed away and over time I had got into a bit of a financial mess. With the help of 118118 personal money, I managed to get onto a level of stability. I was grateful to them listening, and the means testing enabled me to know that I could afford to move forward and not get myself into a deeper hole. 10/10 Reviewed on: 15th April 2025

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