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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Good service fast and efficient.

Good service fast and efficient. Easy to use. Fast access to money. Reviewed on: 22nd April 2025

No problems good communication and money available v...

No problems good communication and money available very quick . Wd highly recommend Reviewed on: 22nd April 2025

Simply Loans

Absolutely fantastic, everything from applying to receiving the loan was so simple and smooth. Just so quick and easy less than 10 minutes of my time Reviewed on: 22nd April 2025

Great fast service, customer service is great as well

Great fast service, customer service is great as well Reviewed on: 22nd April 2025

Everything is perfect and very clear.

Everything is perfect and very clear. Reviewed on: 22nd April 2025

Quick and easy turn around no hassle at all

Quick and easy turn around no hassle at all Reviewed on: 22nd April 2025

Really quick, very informative and really helpful!

Really quick, very informative and really helpful! Reviewed on: 22nd April 2025

The website was easy to navigate, the customer servi...

The website was easy to navigate, the customer service was excellent.i thoroughly my experience with smart money people,their overwhelming urge to provide support was refreshing and I would definitely recommend to friends and family Reviewed on: 22nd April 2025

Very quick service

Easy and fast to apply.Amazing will definitely reccomend Reviewed on: 22nd April 2025

Positive experience.

I found it very easy to get the loan, and was paid out pretty quickly too! Explicit with the rates I was offered, been easy to deal with since too! Reviewed on: 22nd April 2025

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