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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3121 reviews)

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4.88

Based on 3,121 reviews, last reviewed 12th Apr 2026

118000% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Very easy to use Very easy to use and app keeps you up to date on where you are although loan interest rates are a little high Reviewed on: 12th April 2026

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3121)

Quick easy fantastic would recommend

Quick easy fantastic would recommend Reviewed on: 15th April 2025

Applied for a loan and it was approved and the money...

Applied for a loan and it was approved and the money was in my account within hours. Very happy. Reviewed on: 15th April 2025

118 money are amazing.

I believe 118 money have been amazing in helping me secure a loan with fair repayments. I've never had to call them with any issues as they always remind me when the repayments are due so I am never left stressing about them. Reviewed on: 15th April 2025

My experience was good, repayments affordable, quick...

My experience was good, repayments affordable, quick decision and quick payment Reviewed on: 15th April 2025

Instant positive decision.

Instant positive decision. Same day funds Reviewed on: 15th April 2025

All great,easy to apply and quick response

All great,easy to apply and quick response Reviewed on: 15th April 2025

Easy application and good rates, customer service ex...

Easy application and good rates, customer service excellent Reviewed on: 15th April 2025

Seamless experience, no nonsense, very easy to use.

Seamless experience, no nonsense, very easy to use. Reviewed on: 15th April 2025

Can’t fault them, never had an issue

Can’t fault them, never had an issue Reviewed on: 15th April 2025

Very easy service.

Very easy service. Questions straight forward and very quick to send the money once you've been accepted. Very easy to get accepted too. Woukd definitely recommend them, they have helped me twice now and both times the service was excellent and very quick to respond and let me know I'd been accepted. Reviewed on: 15th April 2025

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