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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Impeccable timing

5
Always helpful and app is easy to use and you don’t have to take a day off work to get through to 118 118 over the phone this can be done during your lunch break and still have time left to actually enjoy your lunch!!! Reviewed on: 22nd April 2025

Absolutely wonderful when it comes to quote and offers.

5
Absolutely wonderful when it comes to quote and offers. Money came quickly and documents also. Thank you again x Reviewed on: 22nd April 2025

Wicked never let me down quick and easy

5
Wicked never let me down quick and easy Reviewed on: 22nd April 2025

Helped me out when I really needed it could be more...

5
Helped me out when I really needed it could be more greatful Reviewed on: 22nd April 2025

Help me when I needed it the most at the...

4
Help me when I needed it the most at the time Reviewed on: 22nd April 2025

Good easy to use fast to bank and decision good dura...

5
Good easy to use fast to bank and decision good duration for loan average intrest Reviewed on: 22nd April 2025

Easy and excellent

5
Excellent delivery, not time wasting and easy to relate with. Reviewed on: 22nd April 2025

Very efficent n very easy process

5
Very efficent n very easy process Reviewed on: 22nd April 2025

Effective, fast and easy.

5
Effective, fast and easy. I solved it quickly and without wasting time. I recommend it Reviewed on: 22nd April 2025

Super easy to apply, money in account by next day.

5
Super easy to apply, money in account by next day. Reviewed on: 22nd April 2025

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