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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3120 reviews)

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4.88

Based on 3,120 reviews, last reviewed 12th Apr 2026

117900% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

118 The great way to borrow Clear and straightforward application process. Regular updates and reminders about payments due and remaining balance owing. I feel confident about bo... Read more Reviewed on: 12th April 2026

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3120)

Very good at customer service and support and satisf...

Very good at customer service and support and satisfaction Reviewed on: 15th April 2025

Would highly recommend

Excellent company. Never any issues using the card and give people limits based on affordability. Reviewed on: 15th April 2025

Really easy to complete the whole process and so qui...

Really easy to complete the whole process and so quick to receive the money Reviewed on: 15th April 2025

Quick and easy to apply, funds received promptly and...

Quick and easy to apply, funds received promptly and with no issues. No problems changing the payment date and generally able to manage everything by the simple and straightforward app. Would recommend. Reviewed on: 15th April 2025

Really quick helpful loan at good rates ,would recom...

Really quick helpful loan at good rates ,would recommend to anyone for a loan ,.Thank-you 118 118 Reviewed on: 15th April 2025

No1 loan provider to me

Getting the loan was quite quick and having the app made it easier to know that I was eligible for the loan. After about 5 minutes, the application was filled out and within 30 the money was in my account. Reviewed on: 15th April 2025

Very helpful in explaining something I didnt quite u...

Very helpful in explaining something I didnt quite understand Reviewed on: 15th April 2025

Great help, great payback rates.

Great help, great payback rates. Will ne using again in future Reviewed on: 15th April 2025

Very easy experience and fast payout of loan.

Very easy experience and fast payout of loan. Reviewed on: 15th April 2025

They’ve taken me out of a difficult position, an aff...

They’ve taken me out of a difficult position, an affordable loan which has helped me pay off THREE credit cards! Reviewed on: 15th April 2025

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