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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Quick and easy process!

5
Quick and easy process - the money was in my account almost instantaneously and the whole process took as little as about 10mins - A+ service Reviewed on: 22nd April 2025

Quick and easy response great company

5
Quick and easy response great company Reviewed on: 22nd April 2025

Just dealing with very professional company that mak...

5
Just dealing with very professional company that makes me at ease when dealing with 118 Reviewed on: 22nd April 2025

Very easy and fast payouts will recommended

5
Very easy and fast payouts will recommended Reviewed on: 22nd April 2025

Always my first choice

5
Always my first choice when requiring a loan I have had 2 in the past the app is straight forward too Reviewed on: 22nd April 2025

118118 always helping and trying to create

5
Hassle free experience brilliant to deal with Reviewed on: 22nd April 2025

Great Loans

5
From applying.to getting.funds into bank account was quick and professional thank you will certainly recommend to friends and family Reviewed on: 22nd April 2025

I was so happy when my loan was approved l was not e...

5
I was so happy when my loan was approved l was not expecting that but 118 118 was there to help me. It was a friendly and professional process Reviewed on: 22nd April 2025

Very easy to deal with , app is very user friendly.

5
Very easy to deal with , app is very user friendly. Reviewed on: 22nd April 2025

Nice one easy

5
Nice one easy to get a loan and the money goes straight into your account Reviewed on: 22nd April 2025

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