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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

All done online

All done online so cannot rate customer service but quick and simple, thank you Reviewed on: 22nd April 2025

118 118 is a great company and I have recommended th...

118 118 is a great company and I have recommended them to my friends Reviewed on: 22nd April 2025

Quick, easy and great value for money!

It was a very quick and easy application process and great value for money. The personal loans were some of the best in the market that were available to me at the time. I received an update by my preferred contact method each month reminding me of when a payment a payment was due, and even received an email for a renewal personal loan once the first loan was almost completed repaid. I can easily access my approved loans through the 118 app and can keep track of all the details. I’ve had zero issues whatsoever with 118 118 Money and would definitely recommend. Reviewed on: 22nd April 2025

great customer service

118 118 work in a calm kind professional manner, it’s very easy to access online services with 118118 Reviewed on: 22nd April 2025

Fast and easy, no hassle at all.

Fast and easy, no hassle at all. Reviewed on: 22nd April 2025

Very simple, quick decision, very responsive

Very simple, quick decision, very responsive Reviewed on: 22nd April 2025

Very helpful when I needed help.

Very helpful when I needed help. Thank you I will definitely recommend 118118 to my family and friends. Quick and easy process and very quick with distrabuting our loans so no one is left anxious or worried. Reviewed on: 22nd April 2025

I had a great experience.

I had a great experience. The application was straight forward and received a quick response after submitting my information Reviewed on: 22nd April 2025

I am absolutely satisfied with the services of this...

I am absolutely satisfied with the services of this loan company! The application process was incredibly simple and fast. I was pleasantly surprised by the speed with which my request was reviewed and the speed with which funds were received. The loan terms turned out to be very profitable and transparent, without any hidden fees or unpleasant surprises. The company's staff proved themselves to be true professionals. They were polite, attentive and always ready to answer any of my questions. Thanks to their help, I was able to resolve my financial issues quickly and without unnecessary hassle. I highly recommend this loan company to anyone who is looking for a reliable and responsible partner in the field of lending. They deserve all five stars! Reviewed on: 22nd April 2025

I found 118 money very helpful, and have never had a...

I found 118 money very helpful, and have never had any problems Reviewed on: 22nd April 2025

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