Write a review

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3120 reviews)

View other 118 118 Money products

4.88

Based on 3,120 reviews, last reviewed 12th Apr 2026

117900% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

118 The great way to borrow Clear and straightforward application process. Regular updates and reminders about payments due and remaining balance owing. I feel confident about bo... Read more Reviewed on: 12th April 2026

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (3120)

118 have always been good

118 have always been good and helpful. Never had any reason to complain or anything. Overall they do a job. Reviewed on: 15th April 2025

Best experience I had with a money lending company

Best experience I had with a money lending company. When I needed information in regards to my loan they were prompt and with plenty of information and support. The rates are humane, and they don't overwhelm you. Definetly taking another loan from them if I ever need one. Reviewed on: 15th April 2025

Got the cash really quickly which I was happy about.

Got the cash really quickly which I was happy about. Reviewed on: 15th April 2025

Amazing customer service and fast payout

Amazing customer service and fast payout Reviewed on: 15th April 2025

Excellent service helpful staff nothing is too much...

Excellent service helpful staff nothing is too much trouble answer all questions Reviewed on: 15th April 2025

Easy smooth process from application to receiving funds

Easy smooth process from application to receiving funds Reviewed on: 15th April 2025

Simple app, easy to keep track of payments

Simple app, easy to keep track of payments Reviewed on: 15th April 2025

Everything Very Straightforward.

Everything Very Straightforward. Was delighted with the ease of the application Reviewed on: 15th April 2025

Easy to apply

Easy to apply and fast, I revive the money fast and no extra cost Reviewed on: 15th April 2025

Very easy to talk with and you get your money fast!

Very easy to talk with and you get your money fast! Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from TM Advances 1.00 from 1 reviews
Loans
from Penny Post Credit Union 4.89 from 663 reviews
Short-term loan
from WageDay Advance 4.96 from 284 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.86 from 3210 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub