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118 118 Money: Personal loan reviews

4.88
Based on 3,121 reviews, last reviewed 12th Apr 2026
118000% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use Very easy to use and app keeps you up to date on where you are although loan interest rates are a little high Reviewed on: 12th April 2026
Robin C's avatar
Robin C

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026
Grant B's avatar
Grant B

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3121)

Amazing not had a problem with them

5
Amazing not had a problem with them Reviewed on: 15th April 2025

Very seamless and hitch free experience

5
Very seamless and hitch free experience. I can’t possibly ask for more Reviewed on: 15th April 2025

Very straightforward and no fuss needed.

5
Very straightforward and no fuss needed. Quick efficient service Reviewed on: 15th April 2025

Highly recommended: Simple, efficient and professional.

5
Simple, efficient and professional. What I like a lot about thus company is that they are very consistent in warning you about upcoming changes. This seriously helps me to keep track of my loan. Reviewed on: 15th April 2025

all round good experience

5
Easy to use on line. fast response to questions all round good experience Reviewed on: 15th April 2025

Fast , Easy and Reasonable rate.

5
I needed the money to pay for the rent as my Barclays payment is not working. My all the money stacked in one bank account. I immediately got the money transferred into my Halifax account. Good rate and within 10 min. Life saving loan. Reviewed on: 15th April 2025

Great customer service

5
Great experience, especially with the customer service and quick responses messages. Reviewed on: 15th April 2025

Very good customer service and helpful and kind poli...

5
Very good customer service and helpful and kind polite tank you for everything God bless you all Reviewed on: 15th April 2025

Great expiernience, all information clear and inform...

5
Great expiernience, all information clear and informative. All documents available straight away. Highly recommend to anyone. Reviewed on: 15th April 2025

Good customer services.

5
Good customer services. Reliable and efficient service. Reviewed on: 15th April 2025

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