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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Was super simple and quick to fill out application,...

Was super simple and quick to fill out application, low monthly repayment and funds was in my account within 15minutes of accetance Reviewed on: 22nd April 2025

Easy and transparent

Easy application and transparent process with clear information. Reviewed on: 22nd April 2025

Very good offers.

Very good offers. Quickly dealt with. Reviewed on: 22nd April 2025

A very quick application and quick response with mon...

A very quick application and quick response with money paid into my account with 1 hour. Reviewed on: 22nd April 2025

There were there when y needed the most ,customer se...

There were there when y needed the most ,customer service very helpful, y hope people they will find it like a help when they need it. Reviewed on: 22nd April 2025

118 118 money helped me when I needed cash urgently,...

118 118 money helped me when I needed cash urgently, the customer service is second to none and they are very helpful if you are struggling a little. Reviewed on: 22nd April 2025

Super fast service and perfect timing

Super fast service and perfect timing Reviewed on: 22nd April 2025

118 review

Good customer service easy to use app & affordable repayments can use my card anywhere just easy to get on with Reviewed on: 22nd April 2025

Was very easy.

Was very easy. No fuss. What was about to happen was very clear Reviewed on: 22nd April 2025

So easy to complete the application and money was in...

So easy to complete the application and money was in my account within 5 minutes. The whole process took about an hour Reviewed on: 22nd April 2025

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