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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Great service

It was all dealt with really quickly, which was great for me Reviewed on: 22nd April 2025

Very easy and very helpful to me everything is expla...

Very easy and very helpful to me everything is explained and easy to understand it's easy to access and see what you have paid and amount you have outstanding Reviewed on: 22nd April 2025

Finally, something easy in a world nothing is easy

It was unbelievable how efficient and simple the process for the loan was. I needed some extra money and I started looking at different options but none of them came close to the offer and clarity provided by 118 118 Money. It was simply clear, efficient, no big academic words. Thank you for making things easy, when things are not easy anymore. Reviewed on: 22nd April 2025

Excellent , hassle free.

Excellent , hassle free. Received very promptly. Excellent service will defo use again in time of need ! Reviewed on: 22nd April 2025

Fantastic customer service.

Fantastic customer service. Will continue you use this service Reviewed on: 22nd April 2025

I recommend 118 118 everything clear and legible, wi...

I recommend 118 118 everything clear and legible, without unnecessary hidden information. Reviewed on: 22nd April 2025

Had no issues would recommend anyone wishing on purc...

Had no issues would recommend anyone wishing on purchasing a credit card or loan Reviewed on: 22nd April 2025

Application

Found the application process easy to do and a quick response. Reviewed on: 22nd April 2025

Easy to use process and quick processing of loan

Easy to use process and quick processing of loan Reviewed on: 22nd April 2025

Brilliant 118

118 helped me out when no one else would sorted a few things out and my sons birthday when I was a little short thank you Reviewed on: 22nd April 2025

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