Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

View other 118 118 Money products

4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4612)

Very quick process & no hassle.

Very quick turnaround and no hassle at all. Fair rate and really intuitive app. Reviewed on: 22nd April 2025

Brilliant service, filling in forms was straight for...

Brilliant service, filling in forms was straight forward and didn't wait too long for a response , I would definitely recommend to family and friends Reviewed on: 22nd April 2025

Brilliant and easy quick and easy also

Brilliant and easy quick and easy also Reviewed on: 22nd April 2025

Excellent service

I have had 2 loans with 118 money and I can't fault them for the speed in which the loan is arranged and the money is available to use.Every month I get a reminder a week in advance of the date my repayment is due to leave the bank so I can always make sure that the money is there. The app is easy to use and keeps me updated in real time. Reviewed on: 22nd April 2025

Good good

Good very good good good good good Reviewed on: 22nd April 2025

When I had an issue, when I phoned in they sorted ev...

When I had an issue, when I phoned in they sorted everything out in minutes with no charge. Reviewed on: 22nd April 2025

Very satisfied and very good and fast

Very satisfied and very good and fast Reviewed on: 22nd April 2025

Top notch

I found it so easy from start to Finnish to get a loan I could afford Reviewed on: 22nd April 2025

Easy way

I was happy with everything from start to finish with customer support and the easy way to use the app and the length of time it took Reviewed on: 22nd April 2025

Great customer service always on hand for advice eas...

Great customer service always on hand for advice easy to contact when needed nothing is to much trouble Reviewed on: 22nd April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Acorn Community Bank 4.90 from 1124 reviews
Pawnbroker
from Browns Pawnbrokers 0.00 from 0 reviews
Loans
from Tandem 4.33 from 8 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5645 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub