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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Quick service for everything

5
Quick service anytime when I need them Reviewed on: 22nd April 2025

Quick Dicision

5
Quick easy to use I would recommend to family and friends Reviewed on: 22nd April 2025

Wonderful

5
Was fast and easy to do great service Reviewed on: 22nd April 2025

Keeps you upto date & well informed & brilliant serv...

5
Keeps you upto date & well informed & brilliant service Reviewed on: 22nd April 2025

The process from start to finish was, simple, fast,...

5
The process from start to finish was, simple, fast, and user friendly. Reviewed on: 22nd April 2025

Very easy to use excellent service.

5
Very easy to use excellent service. Would recommend Reviewed on: 22nd April 2025

I needed help with money and I found them very...

5
I needed help with money and I found them very helpful Reviewed on: 22nd April 2025

Automated loan approvals

5
My application was processed quickly I spiteful my low credit . The process was very seamless and automated Reviewed on: 22nd April 2025

Highly recommend

5
I used 118 after my husband had previously used them. The decision was made quickly and the money was in my account quickly! I have flexibility of what I needed. I can access up to date information easily Reviewed on: 22nd April 2025

I've had two loans very happy would happily have one...

5
I've had two loans very happy would happily have one again Reviewed on: 22nd April 2025

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