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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

smooth application

It was a smooth application and easy to apply Reviewed on: 22nd April 2025

I'm so happy because people from customer service al...

I'm so happy because people from customer service always helpfull Reviewed on: 22nd April 2025

quick and easy-needed cash-great to bolster my cashflow

quick and easy. A phone call, some questions, and cash in my account in less than an hour Reviewed on: 22nd April 2025

Very easy process.

Very easy process. Money within minutes if acceptance. Reviewed on: 22nd April 2025

I been help when I need the most

I been help when I need the most Reviewed on: 22nd April 2025

Easy process can’t fault it.

Easy process can’t fault it. Very quick to get access to what I needed and the info to make an informed decision. Thanks for that. Reviewed on: 22nd April 2025

I filled out the offer and received the money right...

I filled out the offer and received the money right away. I am very grateful. Reviewed on: 22nd April 2025

Happy with the service.

Happy with the service. Had to make a couple of changes on loan date Was easy to do Reviewed on: 22nd April 2025

Fantastic service. Highly recommend

The application form was straightforward. I had an almost instant answer and the money was I’m a. Point almost immediately. My credit rating isint perfect and they helped me out of a hole with circumstances out of my control. Highly recommend Reviewed on: 22nd April 2025

Very quick response, easy platform to use

Very quick response, easy platform to use Reviewed on: 22nd April 2025

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