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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

positive experience with this provider; excel...

4
Mostly positive experience with this provider; excellent turnaround time and delivery to promise very good too Reviewed on: 22nd April 2025

All good, bit over priced but no problem with service

4
All good, bit over priced but no problem with service Reviewed on: 22nd April 2025

Very helpful easy and efficient

4
Very helpful easy and efficient Reviewed on: 22nd April 2025

Very quick and very helpful if you ring them

5
Very quick and very helpful if you ring them Reviewed on: 22nd April 2025

Always helpful and if their is an issue very fast to...

5
Always helpful and if their is an issue very fast to resolve. Reviewed on: 22nd April 2025

Nice easy process, staff helpful excellent experience

5
Nice easy process, staff helpful excellent experience Reviewed on: 22nd April 2025

Had a loan quick and simple and easy to use...

5
Had a loan quick and simple and easy to use Reviewed on: 22nd April 2025

Very easy to apply and money was in account very qui...

5
Very easy to apply and money was in account very quickly Reviewed on: 22nd April 2025

The app was so easy to use and got my decision withi...

5
The app was so easy to use and got my decision within minutes and my money with an hour highly recommended Reviewed on: 22nd April 2025

I actually need a same day loan, and found 118 118 m...

5
I actually need a same day loan, and found 118 118 money through the Experian application that showed me I m eligible to get one. Got it in a same day and I m repaying monthly at the moment Reviewed on: 22nd April 2025

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