Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

View other 118 118 Money products

4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4612)

Unbelievably Fast & fuss free!

couldn't believe how fast and simple the whole process was! No fuss, fast decision and funds available immediately!!!Brilliant Reviewed on: 22nd April 2025

More information on our loan and easy to understand.

More information on our loan and easy to understand. Reviewed on: 22nd April 2025

Positive Experience with Both Credit Card and Loan

I've had a genuinely positive experience with 118 118 Money, having used both their credit card and a personal loan. The application process for both products was straightforward and transparent, and I appreciated the clear communication throughout. There were no hidden fees or surprises – everything was laid out from the start, which really built trust. It’s refreshing to deal with a financial provider that keeps things simple and honest. Based on my experience, I’d happily recommend 118 118 Money to others looking for straightforward credit options and reliable service. Reviewed on: 22nd April 2025

Easy to use and interact with.

Easy to use and interact with. Communication is faultless. Reviewed on: 22nd April 2025

Fast service

The experience has been seamless Reviewed on: 22nd April 2025

It was quick, no hassle, kone was transferred to my...

It was quick, no hassle, kone was transferred to my account within mi minutes Reviewed on: 22nd April 2025

Informative, clear, and easy to understand.

They have always provided clear guidance and advised on repayment options and amounts. Clear documentation and the online features are easy to use and navigate. I would recommend for a helpful, fast and efficient service when funds are needed.. Reviewed on: 22nd April 2025

I needed money fast, I applied without any problems...

I needed money fast, I applied without any problems and was accepted, where others rejected my applications. I am very grateful and thank you for being there. I recommend you with all my heart Reviewed on: 22nd April 2025

Excellent

Very quick and easy to use money was in my bank less than an hour. I would definitely use 118 again in the future it's helped me alot thank you Reviewed on: 22nd April 2025

Great service

Great service so helpful with everything Reviewed on: 22nd April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Payday Loans Now 4.06 from 1 reviews
Personal Loan
from Loans 2 Go 3.67 from 21 reviews
Loans
from Creditspring 4.22 from 24 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5645 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub