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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Perfect time

It’s amazing .i really recommend . Reviewed on: 22nd April 2025

I found 118 very easy to deal with.

I found 118 very easy to deal with. Everything was clear, easy to understand and straightforward Reviewed on: 22nd April 2025

Easy to use app

Easy to use app and fast response when asking for help Reviewed on: 22nd April 2025

Very quick and simple application and the funds were...

Very quick and simple application and the funds were also available very quickly Reviewed on: 22nd April 2025

Very quick decision brilliant

Very quick decision and friendly Reviewed on: 22nd April 2025

Excellent customer service and value for money

Excellent customer service and value for money Reviewed on: 22nd April 2025

Nice and easy with an instant decision on approval o...

Nice and easy with an instant decision on approval of funds. Money was in my account within 2 hours. Overall really good service. Reviewed on: 22nd April 2025

My loan was very simple to get and didn’t need to fi...

My loan was very simple to get and didn’t need to fill in lots of paperwork Reviewed on: 22nd April 2025

I think 118 118 is exellent and easy to use and keep...

I think 118 118 is exellent and easy to use and keep you updaded on all the new deals on the apps .i would deffinently reccomend to friends and family Reviewed on: 22nd April 2025

Really helpful customer service easy app to use

Really helpful customer service easy app to use Reviewed on: 22nd April 2025

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