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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

resonabile rates

5
resonabile rates very straight forward happy Reviewed on: 22nd April 2025

very efficient and excellent cards provider

5
very efficient and excellent providers Reviewed on: 22nd April 2025

They will prepare your mind and make you ready.

5
They will prepare your mind and make you ready.to.pay a d ask you to call them if you can't pay at the deu date Reviewed on: 22nd April 2025

Quick and easy to apply, app is easy to navigate

5
Quick and easy to apply, app is easy to navigate Reviewed on: 22nd April 2025

First class professional and courteous experience.

5
First class professional and courteous experience. Reviewed on: 22nd April 2025

I was in need for a quick loan to file my PSW and 11...

5
I was in need for a quick loan to file my PSW and 118 118 money came through when I had no other options. Reviewed on: 22nd April 2025

Fast and friendly service.

5
Fast and friendly service. Prompt transfer of funds Reviewed on: 22nd April 2025

Very easy to understand and quick to receive money

5
Very easy to understand and quick to receive money Reviewed on: 22nd April 2025

Very easy application, quick and hassle free.

5
Very easy application, quick and hassle free... Reviewed on: 22nd April 2025

No problems at all.

5
No problems at all. Always friendly and helpful. Reviewed on: 22nd April 2025

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