Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4612)

Have a credit card and loan.

5
Have a credit card and loan. Easily traceable, ease of payment. Reviewed on: 22nd April 2025

Was quick and painless.

5
Was quick and painless. Only gripe is the app isn’t very good and to get a settlement figure you are contacted by post. Reviewed on: 22nd April 2025

Quick, easy and pleasant process.

5
Quick, easy and pleasant process. No fuses. Reviewed on: 22nd April 2025

1st class service

5
Great 1st class service, especially the app which makes things so much easier and provides 24 hour access. Reviewed on: 22nd April 2025

Fast payment got it within 10 mins of being approved...

5
Fast payment got it within 10 mins of being approved Reviewed on: 22nd April 2025

No stress loan

5
Easy to apply online no stress !! Reviewed on: 22nd April 2025

Great customer service as the staff are always ready...

5
Great customer service as the staff are always ready to help to resolve any issues quickly Reviewed on: 22nd April 2025

Easy to use, great due diligence checks and support

5
Easy to use, great due diligence checks and support Reviewed on: 22nd April 2025

Very quick and excellent service.

5
Very quick and excellent service. If you are eligible then you get the money in your account in seconds . I am very delighted to be part of this personal loan provider . Reviewed on: 22nd April 2025

Great easy process.

5
Great easy process. From start to finish found it easy. Reviewed on: 22nd April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products