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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Best ever help me out when I really needed them.

Best ever help me out when I really needed them. Best of luck guys Reviewed on: 22nd April 2025

very easy and quick process

was very easy to use the app and process of loan very simple and quick Reviewed on: 22nd April 2025

They were really nice and quick to give me the money...

They were really nice and quick to give me the money it went straight in my bank Reviewed on: 22nd April 2025

118 118 loan was very easy to apply for with good ra...

118 118 loan was very easy to apply for with good rates.The money was in my bank within minutes.Cant fault them at all. Reviewed on: 22nd April 2025

Smooth and fast process, clearly laid out

Smooth and fast process, clearly laid out and easy to understand, the rates are resonable and they soon transferred the funds without fuss, love it. Reviewed on: 22nd April 2025

Quick and efficient application for someone that nee...

Quick and efficient application for someone that need it quick Reviewed on: 22nd April 2025

Brilliant company

Very easy and straight forward process absolutely brilliant from start to receiving the funds. Reviewed on: 22nd April 2025

Honest and transparent throughout

Honest and transparent throughout Reviewed on: 22nd April 2025

Very smooth process.

Very smooth process. No complaints. Reviewed on: 22nd April 2025

118 provide the lowest interest rate I could find fo...

118 provide the lowest interest rate I could find for my credit score. They always let me know when my payment is due and when I have paid. Highly recommend. Reviewed on: 22nd April 2025

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