Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4611 reviews)

View other 118 118 Money products

4.76

Based on 4,611 reviews, last reviewed 26th Jun 2026

1230% increase in 5 star reviews

in the past 90 days

350% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4611)

Super smooth.

Have a credit card with them for just over a year now, everything's been smooth, the app is a breeze to use, despite my low credit score they gave me a good deal. Great money providers. Reviewed on: 22nd April 2025

Very quick and reliable to get money when in need an...

Very quick and reliable to get money when in need and its very instant which is very good and i will use it more in the future. Plus quick responses and team helps with queries and formalities asap. Excellent service! Reviewed on: 22nd April 2025

Easy to use app quick decision money in my bank with...

Easy to use app quick decision money in my bank within the hour so really happy plus I have the credit card as well Reviewed on: 22nd April 2025

Brilliant and so easy to setup.

Brilliant and so easy to setup. I had access to the money in 2 hours Reviewed on: 22nd April 2025

Easy to apply, all information is clear.

Easy to apply, all information is clear. Reviewed on: 22nd April 2025

Quick but high APR Ratings

I was in the middle of a scam which is now under investigation and had lost significant funds so needed a small loan to get me out of a tough spot, this one was the only one I could get so quick but it came with a hefty 79% Apr interest. Reviewed on: 22nd April 2025

Great support and service love the app

Great support and service love the app Reviewed on: 22nd April 2025

Nothing but positive things to say.

Nothing but positive things to say. Reviewed on: 22nd April 2025

Brilliant.

Brilliant. Fast. Easy to apply and repayments are affordable and easy to set up. 100 per cent recommend. I will definitely use again in the future. Reviewed on: 22nd April 2025

Very easy polite and quick hassle free

Very easy polite and quick hassle free Reviewed on: 22nd April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bridging
from OSL Financial Services Ltd 0.00 from 0 reviews
Personal Loan
from Nationwide 4.57 from 42 reviews
Loans
from Penny Post Credit Union 4.79 from 663 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5643 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub