Smart Money People Logo

118 118 Money: Personal loan reviews

4.88
Based on 4,588 reviews, last reviewed 28th Apr 2026
252300% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very good quick response quick response Very good quick response quick response Reviewed on: 28th April 2026
Claire Dougherty's avatar
Claire Dougherty

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4588)

Best and easy to take a loan with bad credit

5
Best and easy to take a loan with bad credit Reviewed on: 20th April 2025

Helping me when I need extra money to buy car.

4
Helping me when I need extra money to buy car. Reviewed on: 20th April 2025

Easy Loans and Credit Card

5
They gave me loan when nobody was accepting it as well as credit card Reviewed on: 20th April 2025

Very quick and easy to fill out, money in account wi...

5
Very quick and easy to fill out, money in account within an hour or so also. Reviewed on: 20th April 2025

Helpful when it matters

5
It comes handy when needed, If the interest rate is reduced, more people will be able to benefit from this service. Reviewed on: 20th April 2025

Easy to use great app.

5
Easy to use great app. App easy to navigate and easy to apply for new deals ect Reviewed on: 19th April 2025

My little helper

5
Whenever I am struggling and require a quick loan to get me by, 118 has always been there. This is especially helpful in the current cost of living crisis when one unexpected bill can cause you massive problems. Reviewed on: 19th April 2025

Great loan provider!

5
Really easy to apply for. Clear easy to use website. Payment received quickly. Reviewed on: 19th April 2025

Great and fast service

5
Fantastic and great service, very fast and friendly. Reviewed on: 19th April 2025

Really good lender.

5
Really good lender. Fair rates, excellent communication and clear and easy to use service. Reviewed on: 19th April 2025

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review