Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

View other 118 118 Money products

4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4612)

My little helper

Whenever I am struggling and require a quick loan to get me by, 118 has always been there. This is especially helpful in the current cost of living crisis when one unexpected bill can cause you massive problems. Reviewed on: 19th April 2025

Great loan provider!

Really easy to apply for. Clear easy to use website. Payment received quickly. Reviewed on: 19th April 2025

Great and fast service

Fantastic and great service, very fast and friendly. Reviewed on: 19th April 2025

Really good lender.

Really good lender. Fair rates, excellent communication and clear and easy to use service. Reviewed on: 19th April 2025

They are an excellent

They are an excellent loan provider for people that need it, they are quick and efficient and don’t keep you waiting too long. Reviewed on: 19th April 2025

Very easy and fast process money received same day

Very easy and fast process money received same day Reviewed on: 19th April 2025

Very straightforward and easy to understand, I’ve al...

Very straightforward and easy to understand, I’ve already recommended 118 118 to friends and family Reviewed on: 19th April 2025

Very easy and quick to use.

Very easy and quick to use. Great customer service. Easy to use website. Very swift process for new customers. Reviewed on: 18th April 2025

my views of 118

i have never had any need to use customer services as never had any problems everything was straight forward and well explained Reviewed on: 18th April 2025

Good communication, speedy service

Good communication, speedy service Reviewed on: 18th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan (discontinued)
from Short Term Finance Ltd. (inactive) 4.60 from 322 reviews
Loans
from Leeds Credit Union 4.31 from 11 reviews
Short term credit (discontinued)
from Peachy (inactive company) 4.55 from 212 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5645 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub