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118 118 Money: Personal loan reviews

4.88
Based on 4,586 reviews, last reviewed 28th Apr 2026
252100% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Honestly I am very with this loan it did helped me a... Honestly I am very with this loan it did helped me a lot Reviewed on: 28th April 2026
oana a's avatar
oana a

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4586)

118 gave me a chance and gave me a loan.

4
118 gave me a chance and gave me a loan. I've paid on time every month and they've taken off some interest when I've made extra payments. Good customer service. Reviewed on: 17th April 2025

Amazing and speedy service honest review

5
Amazing and speedy service, friendly staff and super knowledgeable about product land interest rates Reviewed on: 17th April 2025

excellent service and very fast process

5
excellent service and very fast process Reviewed on: 17th April 2025

Great service easy application

5
Great service easy application !!!!!!!!!! Reviewed on: 17th April 2025

Dicision making

5
Very quick decision and quick transactions Reviewed on: 17th April 2025

quick and easy

5
quick and easy, the people I spoke to where helpful and polite, made the whole process simple. Reviewed on: 17th April 2025

Great service from a credible brand

5
Very smooth process with easy to understand information. I felt confident that I was taking out a loan with a credible high street brand Reviewed on: 17th April 2025

very fast, professional, money was transferred insta...

5
very fast, professional, money was transferred instantly, simple options in the application to be able to change the day when you want to withdraw money, in a word, excellent Reviewed on: 17th April 2025

A very good service

5
Was seen to quick, communication was very clear, and I had a decision in minutes, app is easy to navigate, and all communication since application has been clear and easy to follow. Notification aren’t too intrusive either. Reviewed on: 17th April 2025

Very helpful very kind very fast

5
Very helpful very kind very fast Reviewed on: 17th April 2025

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