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118 118 Money: Personal loan reviews

4.88
Based on 4,586 reviews, last reviewed 28th Apr 2026
252100% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Honestly I am very with this loan it did helped me a... Honestly I am very with this loan it did helped me a lot Reviewed on: 28th April 2026
oana a's avatar
oana a

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4586)

Very easy to apply, user friendly service, customer...

5
Very easy to apply, user friendly service, customer service excellent Reviewed on: 18th April 2025

Easy to borrow from 118.

5
Easy to borrow from 118. it took just a few minutes Reviewed on: 18th April 2025

Quick decision and excellent customer service.

5
Quick decision and excellent customer service. Reviewed on: 18th April 2025

Even though times are tough the terms and payback pa...

5
Even though times are tough the terms and payback payments are fair Reviewed on: 18th April 2025

Ease of use

5
Quick and easy to apply and pay out really quickly Reviewed on: 18th April 2025

No nonsense

5
Having a credit card and a loan with 118 has been straight forward, easy to manage & customer service were great on the 1 occassion I had to call. The app really makes it easy to manage it all in one place. Reviewed on: 18th April 2025

Quick Loan

5
Very fast loan issue and it’s easy Reviewed on: 18th April 2025

The easiest and best loans company

5
The easiest and best loans company Reviewed on: 17th April 2025

No.1 loan company

5
Good rates, great service and easy app to navigate. Great for people with a busy lifestyle that need a little help from a trusted lender A++ Reviewed on: 17th April 2025

Is very fast and easy to access.

5
Is very fast and easy to access. Customer service doing excellently well. Reviewed on: 17th April 2025

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