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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Quick and easy

All done online, very quick and no issues. I downloaded the app, and it is so easy to manage. Reviewed on: 16th April 2025

Quite simple process, to apply for loan, always rece...

Quite simple process, to apply for loan, always receive a notification before payment is fue. Can log into my app and view payments, really easy to use Reviewed on: 16th April 2025

High APR !!

I thought the APR on my loan was a little high so hopefully on my next one it comes down Reviewed on: 16th April 2025

Happy Client

No.complaints at all very happy customer Reviewed on: 16th April 2025

Well happy with secvise good

Well happy with the sevcies i am get and i be happy to tell friend and family Reviewed on: 16th April 2025

All good, fast service, good customer service

All good, fast service, good customer service Reviewed on: 16th April 2025

118 118 money was quick to help in my time of need,...

118 118 money was quick to help in my time of need, great interest rate and payment plan. Reviewed on: 16th April 2025

My experience NMC

Fast easy and was everything that it said in the advertisement so I can’t say anything negative regarding my experience with 118118 Reviewed on: 16th April 2025

A regular satisfied customer

I have had a number of loans that were dealt with quickly and efficiently with care and understanding. Reviewed on: 16th April 2025

Easy application process, easy to understand and fun...

Easy application process, easy to understand and funds were deposited quickly after completion. Reviewed on: 16th April 2025

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