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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Friendly staff, good service.

Friendly staff, good service. Paper work done quickly and efficiently . Reviewed on: 15th April 2025

Very helpful and easy to apply quick approval

Very helpful and easy to apply quick approval Reviewed on: 15th April 2025

More than you think is out there.

More than you think is out there. This company helps even if you have bad credit history and money come to account in less then 10min. Reviewed on: 15th April 2025

Person centred customer service

Person centred customer service Reviewed on: 15th April 2025

Excellent service, money just came into my account d...

Excellent service, money just came into my account directly without any issues Reviewed on: 15th April 2025

Process was swift.

Process was swift. the interest rate however is very high and although I have introduced my friends they all turn it down Reviewed on: 15th April 2025

Customer service was really good, very polite and fr...

Customer service was really good, very polite and friendly,got sent regular updates before loan went into my account. Reviewed on: 15th April 2025

Quick service and competitive rates

Quick service and competitive rates Reviewed on: 15th April 2025

Great provider for poor credit.

Great provider for poor credit. Interest extremely high Reviewed on: 15th April 2025

Quick paying the funds

Very quick Qand reliable when applying for loan Reviewed on: 15th April 2025

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