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118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4610)

More than you think is out there.

5
More than you think is out there. This company helps even if you have bad credit history and money come to account in less then 10min. Reviewed on: 15th April 2025

Person centred customer service

5
Person centred customer service Reviewed on: 15th April 2025

Excellent service, money just came into my account d...

5
Excellent service, money just came into my account directly without any issues Reviewed on: 15th April 2025

Process was swift.

4
Process was swift. the interest rate however is very high and although I have introduced my friends they all turn it down Reviewed on: 15th April 2025

Customer service was really good, very polite and fr...

5
Customer service was really good, very polite and friendly,got sent regular updates before loan went into my account. Reviewed on: 15th April 2025

Quick service and competitive rates

5
Quick service and competitive rates Reviewed on: 15th April 2025

Great provider for poor credit.

4
Great provider for poor credit. Interest extremely high Reviewed on: 15th April 2025

Quick paying the funds

5
Very quick Qand reliable when applying for loan Reviewed on: 15th April 2025

Amazing service

5
Fast, everything clear, without hidden fees. Reviewed on: 15th April 2025

Great customer support from the get go

5
Great service from the start, never a problem always willing to help with an enquiries I have. Reviewed on: 15th April 2025

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