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118 118 Money: Personal loan reviews

4.88
Based on 4,577 reviews, last reviewed 27th Apr 2026
251200% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Money plug always there to help me out financially when i need it. Reviewed on: 27th April 2026
Hashim M's avatar
Hashim M

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4577)

Fast and easy to apply and fast payments

5
Fast and easy to apply and fast payments Reviewed on: 15th April 2025

Help hands recommend evrybody .

5
Help hands recommend evrybody .pomocną dłoń dla wszystkich polecam Reviewed on: 15th April 2025

Amazing quick serivce..

5
Amazing quick serivce.. the staff soo friendly and payment within no time.. amazing service Reviewed on: 15th April 2025

Excellent customer service and quick

5
Excellent customer service and quick Reviewed on: 15th April 2025

The Apr is too high.

3
The Apr is too high. Loan was easy to apply for but you pay so much in the end. Reviewed on: 15th April 2025

There to help.

5
There to help. I also needed to change payment date and they did no issue. Reviewed on: 15th April 2025

Easy process, quick decision.

5
Easy process, quick decision. All documentation provided efficiently. Reviewed on: 15th April 2025

Very easy to use

5
Was very easy to use and never felt more at ease. Great customer service would 100% recommend to someone Reviewed on: 15th April 2025

Accept low credit score

5
My credit file not able to get a loan to cover my debt, 118 interest maybe higher than usual, but that's a help when really needed is not bad choice. Reviewed on: 15th April 2025

Quick and easy.

5
Quick and easy. Great customer service Reviewed on: 15th April 2025

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